Subrogation rights are when someone pays benefits on your behalf as a result of a car accident case. It gives them the right to recover those benefits back from the at-fault driver. The most common subrogation rights we deal with are health insurance carriers. If they pay for some of your medical expenses, then they have a right to be reimbursed from the at-fault driver’s insurance, which is your settlement. You really should hire an attorney to make sure you comply with these subrogation rights, because we work with the health insurance companies to reduce the amount of money that you have to pay back to them.