Can I NOT be Approved for Bankruptcy?

If you have significant disposable income, you may not be eligible for a Chapter 7. If you have debt in excess of about 1.5 million dollars, you may not be able to file under Chapter 13, but instead you may have to file under Chapter 11. But, for the most part, anybody can file bankruptcy, and the only reason it would not be “approved” would be if the debts originated from some fraudulent activity or the debt would not be discharged.