Yes. When you file for bankruptcy, there is what is called an automatic stay. And, absent from a creditor asking for relief from that stay, it last for 30 days. All enforcement action to collect a debt is stopped. Garnishments are stopped, any foreclosure processes are stopped, repossessions are stopped, but it’s only for those 30 days. Afterwards, some creditors may go to the courts to ask for relief, so they can continue the repossessions, foreclosure, garnishments, etc.