What Is the "Means Test" in Bankruptcy? | Kemp, Ruge and Green Law Group

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What Is the “Means Test” in Bankruptcy?

The means test is the test that was initiated during the change in bankruptcy law back in 2005 that provided an objective standard as to whether a person qualified under Chapter 13 or under Chapter 7. Essentially, it is your gross income compared to IRS standards nationwide and regional as to whether or not you could qualify for a particular chapter in bankruptcy.