If the at-fault party has bodily injury coverage on their auto policy, their insurance company will hire an attorney to defend them. It will not cost them money out-of-pocket for their defense. However, the liability policy that they have will only cover up to the limits of their policy. Any of your damages that exceed those limits would be covered by your uninsured motorist coverage (if you have it) or it could be recovered from the individual personally.
When Results MatterRequest Free Consultation