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Facts About Flooding in Florida

Flooding is a common occurrence in Florida, especially during the rainy season. Flooding can cause significant damage to homes and businesses, and can even lead to loss of life. Here are some interesting facts about flooding in Florida:

  • Flooding is the second most common natural disaster in Florida, after hurricanes.
  • Flooding can occur anywhere in Florida, but is most common in coastal areas.
  • Floodwaters can rise quickly and without warning.
  • Just six inches of floodwater can cause significant damage to a home or business.
  • Two feet of floodwater can float a car.
  • Floodwaters can be contaminated with sewage and other harmful toxins.
  • Flooding can lead to mold growth, which can cause serious health problems.

If you live in or visit Florida, it’s important to be aware of the dangers of flooding and know what to do if you find yourself in a flood situation.

What to do in a Flood?

If you find yourself in the midst of a flood in Florida, there are some steps you can take to stay safe:

  • Move to higher ground if possible. If you can’t get to higher ground, go to the highest floor of the building you’re in.
  • Avoid walking or driving through floodwater. The water may be deeper than it looks and can sweep you away.
  • Stay away from downed power lines. Do not touch them or try to move them.
  • Stay away from moving water. Even six inches of moving water can knock you down.
  • If your car is trapped in rising water, abandon it and move to higher ground if possible. Do not try to drive through moving water.

By following these steps, you can stay safe during a flood in Florida.

Flooding Resources in Florida

Flooding is a common natural disaster in Florida. According to the Federal Emergency Management Agency (FEMA), floods are the most common natural disaster in the United States, and they can happen anywhere.

While flood damage can be devastating, there are steps you can take to protect your home and belongings. The first step is to understand your risk. Everyone lives in a different flood zone, which is determined by factors like rainfall, topography, and proximity to rivers or oceans.

You can check your flood zone here:

If you live in a high-risk area, it’s important to have flood insurance. Even if you don’t live in a high-risk area, flood insurance may still be a good idea – according to FEMA, 20% of all floods happen in areas that are not considered high risk.

There are many different ways to prepare for a flood. You should have an emergency kit stocked with supplies like food, water, and first aid supplies. You should also have a plan for what to do if you need to evacuate.

If a flood is imminent, there are some steps you can take to try and protect your home:

  • Move important belongings to higher ground
  • Turn off utilities at the main switch
  • Disconnect any electronics from power sources
  • If time permits, try to seal off doors and windows with sandbags or flood barriers

If you do experience flooding, the first thing you should do is call your insurance company. They will be able to help you start the claims process. After that, you should focus on cleaning up and drying out your home as much as possible. Any items that have been damaged by floodwaters will need to be thrown away.

Cleaning up after a flood can be a daunting task, but there are many resources available to help you through it. The Federal Emergency Management Agency (FEMA) has a website dedicated to helping people recover from floods:

You can also find more information about floods and flood safety at the National Weather Service website:

By understanding your risk, getting flood insurance, and preparing for a flood, you can minimize the damage to your home and belongings if one does occur. Stay safe!

How do Flooding Insurance Claims Work?

Flooding is one of the most common natural disasters in Florida. In fact, according to the Federal Emergency Management Agency (FEMA), flooding is the most common natural disaster in the United States. Flooding can occur anywhere in Florida, but it is most common along the coast and in low-lying areas.

Flooding can be caused by a number of things, including heavy rains, storms surges from hurricanes or tropical storms, and even dam failures. No matter what the cause, though, floodwaters can cause serious damage to homes and businesses. If your home or business has been flooded, you will likely need to file an insurance claim to cover the damages.

Here is a look at how flooding insurance claims work in Florida:

1. Report the Damage

The first step is to report the damage to your insurance company. You will need to provide details about what happened and how much damage was done. Be sure to take pictures or videos of the damage, if possible. This will help your insurance company process your claim more quickly.

2. Submit a Claim

Once you have reported the damage, you will need to submit a claim to your insurance company. Your insurance company will then send an adjuster to assess the damage. The adjuster will determine how much your insurance company will pay for the repairs.

3. Get the Repairs Done

After your claim has been approved, you can get the repairs done. You will likely need to hire a contractor to do the work. Be sure to get multiple bids and choose a reputable contractor.

4. Pay Your Deductible

Once the repairs are completed, you will be responsible for paying your deductible. This is the amount of money that you agreed to pay out-of-pocket when you purchased your insurance policy.

Flooding can cause serious damage to your home or business. If you have been affected by a flood, be sure to follow these steps to file an insurance claim.

If you or a loved one need assistance in filing an insurance claim in regards to a flood or any and all property damage, or injuries that may have occurred, call Kemp Ruge and Green today for a free consultation. We are available 24/7 with your best interests at heart.

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